Learn successful money management techniques to prosper and provide for your loved ones. Start at any point in life. Most people who fail financially, or never advance enough to achieve any financial stability, lack structure or a functional plan to manage the finances or money God entrusts them with. In fact, most people who fail financially lack a structured plan (budget), and don’t want structure because they don’t want to have to discipline themselves to have to be accountable to it. A written budget is like a vision. See Proverbs 29:18 and Habakkuk 2:1-3.